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Americans Have Cut $1.3 Trillion in Debt Since Recession
Numerous studies and statistics have shown that consumers’ attitudes toward debt changed significantly since the Great Recession, and now new data shows just how substantial those shifts have been when...
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How Do I Figure Out Where This 4-Year-Old Debt Came From?
It may be something you fear when checking your credit reports — discovering an item that’s been turned over to a debt collector. Especially if it’s an old item, and one you don’t even remember. Where...
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Will You Be Sued Over an Unpaid Debt?
The goal of all creditors is for consumers to repay borrowed money according to the terms and conditions of their original agreement. When a consumer debt fails to be repaid as agreed, creditors must...
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My Debt Was Charged Off. What Does That Mean?!
One of the most misunderstood credit terms is the phrase “charged-off.” You may have seen it on your credit report next to an old debt you vaguely remember. At first look, it sounds almost positive,...
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